![]() This means we’ll need to put a settlement value on it. If the cost of repairing the damage to your car is more than the cost of replacing it, your car is considered a ‘Total Loss’. If you’re making your own arrangements and using another windscreen supplier, you’ll be covered up to £125 for replacements and up to £40 for a repair (after the excess has been deducted). It’s worth keeping in mind that repairs come with a lifetime guarantee for as long as you own your car ( some limits apply). You can make your claim and arrangements directly with them, so just head to their website once you’re ready to get started. The work is carried out by our approved supplier, Autoglass. And if you have comprehensive insurance with us, these repairs won’t affect your No Claim Discount (NCD). You’ll need to pay an excess of £10 for a windscreen repair or £75 for a replacement. Leave it too long and the damage could spread, ending up costing you more if it can’t be repaired and the windscreen has to be replaced.Ĭomprehensive insurance with Direct Line covers you for any repairs or replacements needed for the glass in your windscreen, rooftop or car windows. If you’ve got a chipped or cracked windscreen, it’s best to get it repaired sooner rather than later. Useful article: Anti-theft locking devices Your excess amount can be found in your policy documents. It’s worth remembering that you’ll need to pay the excess when making a claim. This type of damage isn’t covered if you only have Third Party, Fire and Theft. If you have our Comprehensive insurance, you’re also covered for any vandalism or malicious damage to your car if the damage wasn’t caused by another vehicle.
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